You have declined to get a credit or debit card, I suppose? If not, you may want to check out the data a “Level 3” transactor provides regarding your purchases.

You have declined to get a credit or debit card, I suppose? If not, you may want to check out the data a “Level 3” transactor provides regarding your purchases. Data the card company subsequently sells to insurance companies, etc. Tip: pay for your “sin” purchases with cash.