The country would be in shambles if, over a 30 year horizon, your investments did not outpace that interest rate. There's a reason why the <3% interest rate era

The country would be in shambles if, over a 30 year horizon, your investments did not outpace that interest rate. There's a reason why the <3% interest rate era we just left was considered free money - especially entering into an 8% inflation USA.