Technically many stores provide level-3 data with cc transactions, which include itemized details, but no idea how a consumer would get it. The exchanges give b

Technically many stores provide level-3 data with cc transactions, which include itemized details, but no idea how a consumer would get it. The exchanges give better rates the more details the merchant provides, level 3 being the highest detail and lowest rates so many of the large merchants provide this data. It's one way they avoid paying sign up bonuses on gift card purchases.