It's awful if you have a chronic health condition or need specialists but when you get hit by a car and don't have to pay a huge hospital bill it is pretty cool

It's awful if you have a chronic health condition or need specialists but when you get hit by a car and don't have to pay a huge hospital bill it is pretty cool. Still it's hemorrhaging talent because of dumb pay schemes that could probably be fixed overnight if it wasn't for the aforementioned financial illiteracy