People know this, it's being posted all over the Internet. However, while I think Bolt is a ridiculous company - and borderline scammy, check my comment history

People know this, it's being posted all over the Internet. However, while I think Bolt is a ridiculous company - and borderline scammy, check my comment history for my personal dealings with them - I really doubt that Ryan was in a position to seriously profit from these cashless loans. I would guess Ryan set it up this way in compliance with IRS regulations and on advice of his internal attorneys and financial experts.