4 ms·
You don't even have to actually use revolving credit to build credit history - it's good enough to apply for a credit card then shred it when it comes. "Not run
by astura 4y ago
You don't even have to actually use revolving credit to build credit history - it's good enough to apply for a credit card then shred it when it comes. "Not running up the credit card" is significant points in your favor.
They'll likely close your account for inactivity after a few years, and the account stays on the credit report for a decade after it's closed.