4 ms·
In the US a credit report has things like you haven’t paid on this bill for 30 days, for 60 days, for 90 days. Or your account was sent to collections. And mont
by wang_li 4y ago
In the US a credit report has things like you haven’t paid on this bill for 30 days, for 60 days, for 90 days. Or your account was sent to collections. And monthly balances on your debts. And how much revolving credit you have.
Not sure exactly what you mean by small credit, but your daily purchases or spending is not on your credit report.
It’s largely similar to what you describe but the information, good and bad is kept for 7 years.
- fleddr 4y agoI was under the assumption that in the US, a lot of people pay with credit instead of debit. If they pay with credit, I would assume this adds to their credit history and score? Is that not true?
- astura 4y agoIt shows up as a revolving line of credit on your credit report. It shows your credit limit and the balance on your last bill.