This (the bank knows where you're employed and how much income you make) is only possible with one account per person, right? In the US people that do direct d

This (the bank knows where you're employed and how much income you make) is only possible with one account per person, right? In the US people that do direct deposit are also treated differently by the banks. Both on the surface, i.e. you get better interest rates, and under the hood (fraud models adjusted).