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Credit Scores are bad, but "The Work Number" and other creepy derivative products are getting so much worse. There is a literal ledger of our salaries being sha
by 0daystock 4y ago
Credit Scores are bad, but "The Work Number" and other creepy derivative products are getting so much worse. There is a literal ledger of our salaries being shared by companies to presumably coordinate wages - how is this ok?
- tediousdemise 4y agoIt's okay because we're just servants tied to our bank mortgages with little to no say in what the elite shareholder-run private sector dictates behind closed doors (and in which the legislative elites are also privvy/permissive). Year over year, your freedoms and finances will slowly dwindle. A law is passed that destroys your privacy... local/state/federal taxes are increased... the cost of groceries and housing keeps creeping up... but your employer need not cut you any slack, because you're just a number in one of their spreadsheets, serving a means to an end. There are no laws that dictate companies must pay a livable wage; instead we are brutalized and battered by the free market, with nothing left but a steadily decreasing quality of life.
- stuu99 4y ago[dead]
- banannaise 4y agoAnd then we have "tenant screening services" which give major negative marks for things like being taken to court for eviction, even if it was years ago and even if the judgment was in your favor. These are, of course, not covered by the Fair Credit Reporting Act, so nobody is required to tell you what's on your report or allow you to dispute it, nor do they even have to tell you they used the report in denying you an apartment.
- the_svd_doctor 4y agoThey are covered by the FCRA https://www.ftc.gov/business-guidance/resources/using-consumer-reports-what-landlords-need-know https://www.ftc.gov/business-guidance/resources/using-consum...
- banannaise 4y ago!!!! thank you for the info! That's news to me... and probably to most landlords.