The US system is also authoritarian: - There is almost no easy way to fix bad problems. The fixes require huge bureaucracy that only highly motivated people ca

The US system is also authoritarian: - There is almost no easy way to fix bad problems. The fixes require huge bureaucracy that only highly motivated people can solve - We like to pretend it works. It does, except for 5% of a population and it really sucks if you aren't in the 95%. People in the 95% dont realize how bad it is for the 5%. By the 5% i'm talking about legitimately credit-worthy individuals being unfairly denied by the system (not un-credit-worthy legitimately denied.) - We like to pretend it is private market driven, but the private orgs driving it have almost government-level power to control your life by cutting off funding