> Someone with a 2.0 GPA, but has at least $10,000 in savings is clearly more fiscally responsible than someone who has a 4.0 GPA but is in debt. Or maybe the

> Someone with a 2.0 GPA, but has at least $10,000 in savings is clearly more fiscally responsible than someone who has a 4.0 GPA but is in debt. Or maybe the second person was born into a low income family and is borrowing to invest in their future, and the first person is useless at more than just academics but has a trust fund. Accredited investor laws are because rich idiots can afford to lose money, not because their judgement is considered superior.