You have the legal right and ability to remove any mark if you've paid it off. Both of the agencies have online options for removal requests. https://www.exper

You have the legal right and ability to remove any mark if you've paid it off. Both of the agencies have online options for removal requests. https://www.experian.com/disputes/main.html https://www.experian.com/disputes/main.html https://www.transunion.com/credit-disputes/dispute-your-credit https://www.transunion.com/credit-disputes/dispute-your-cred...