It’s irrelevant how long it took to accumulate. If you’re hypothetically redistributing wealth, then the hypothetical side assumption should be that it took the

It’s irrelevant how long it took to accumulate. If you’re hypothetically redistributing wealth, then the hypothetical side assumption should be that it took the same amount of time to accumulate the “redistributed” wealth. You should be comparing saved wealth in the real world to saved wealth in the hypothetical world, not using a strange misleading wealth per year metric.