Even though you probably take reasonable precautions to avoid germs anyway, you'd be much more careful if it cost $5000 to treat a cold. I find the idea to scr

Even though you probably take reasonable precautions to avoid germs anyway, you'd be much more careful if it cost $5000 to treat a cold. I find the idea to screw up your health because you're "insured anyway", well, disturbing. Which is not at all what he's saying.