while I agree with you there are ways around this. Many people have a savings account or similar where the money could be transferred to. Alternatively the comp

while I agree with you there are ways around this. Many people have a savings account or similar where the money could be transferred to. Alternatively the company could have an account where you transfer money to. This way you can see your account grow when you log in - maybe you can specify a goal in your settings (pay off xxx $, buy a stero, whatever) and when the goal has been reached the money is transferred back to your account. I think it's a great idea, and I'd love to give a hand with usability/conceptual/whatever stuff. Sounds like fun...