Tech debt and refactoring are the two most overloaded terms in software development. Most often "tech debit" isn't - it is code that met the need when it was wr

Tech debt and refactoring are the two most overloaded terms in software development. Most often "tech debit" isn't - it is code that met the need when it was written, but the need changed later. Wear and tear seems much more appropriate. And re-writing from scratch isn't refactoring, but that seems to be the most frequent usage of term these days.