This is why I struggle understanding the mainstream usecases for crypto. Will it forever be bound to the "only put in what you can afford to lose?" mindset? O

This is why I struggle understanding the mainstream usecases for crypto. Will it forever be bound to the "only put in what you can afford to lose?" mindset? Or are people banking on another layered solution which has arbitration, disputes, clawbacks, etc - all built within the blockchain. (I remember EOS discussing something like this) Note: I understand that risk is present in any financial endeavor, but knowing that the courts can help you does de-risk the amount people will feel comfortable investing.