3 ms·
Have you ever looked at your CC statement?? It lists every transaction - so apparently this was bought by her prospective insurance company - which is evil.
by FunnyBadger 4y ago
Have you ever looked at your CC statement?? It lists every transaction - so apparently this was bought by her prospective insurance company - which is evil.
- babypuncher 4y agoMy CC statement shows each transaction, how much it was, and where it took place. But I've never seen it include any information about what was actually purchased. So my question is, how could an insurance company know what prescriptions you picked up at Costco last week based only on data from your bank? I'm pretty sure your pharmacy cannot even share that data with your bank without violating HIPAA. I really appreciate the cynicism here, since most people have no idea how much detailed customer information retailers and banks are gathering and selling, but I think in this particular case it is misplaced.
- phil21 4y agoIn this case it's likely mostly paranoia - but level 3 card data I assume by now is every single major retailer in the US. This would include CVS and Walgreens, as well as Target, Walmart, etc. In that case an insurer could trivially get this data simply by a common data subscription available on the market. Not sure if HIPPA would cover retail (OTC) sales at all, I'd guess not? In any case, I consider pretty much any credit card transaction I do with a major company as 100% public information down to the SKU and qty purchased. More likely here though is that this is a controlled substance treated like Pseudoephedrine is. There your ID must be scanned, and it is enrolled in a national database. This is a federal statute and I would be stunned if insurance didn't mine this information.