They can't invest your money. The bank has to ensure a liquid balance for each person. Apple has zero control over that. Consumers also enjoy CFPB protection/r

They can't invest your money. The bank has to ensure a liquid balance for each person. Apple has zero control over that. Consumers also enjoy CFPB protection/regulation with this product. Apple calls Green Dot APIs for servicing and the backing account(s) is at Green Dot Bank.