Yes, Apple has had this for awhile, but apparently there was an underlying change in April when the service shifted from Discover to Visa [1]. [1]: https://en.

Yes, Apple has had this for awhile, but apparently there was an underlying change in April when the service shifted from Discover to Visa [1]. [1]: https://en.wikipedia.org/wiki/Apple_Pay#Apple_Cash https://en.wikipedia.org/wiki/Apple_Pay#Apple_Cash