It depends, an individual may be affected financially or emotionally. I used to say what you just said, and then somebody replied to me that there is value in

It depends, an individual may be affected financially or emotionally. I used to say what you just said, and then somebody replied to me that there is value in our time and life too, and sure they could be financially fine in 5-10-15 years but what if they had other plans in the short term? Now those life plans are disrupted. Eventually, will they be fine financially? Probably. Have they lost the one shot they had in their life to do something they really wanted? Without a doubt.