"Protecting most people's savings" quickly becomes "90% of the population only has access to officially sanctioned apps and websites". Not good if you want a fr

"Protecting most people's savings" quickly becomes "90% of the population only has access to officially sanctioned apps and websites". Not good if you want a free society. But since you haven't offered any details of the social engineering attack, I'm going to assume there's a freedom-respecting way to prevent it that you're ignorant of, just as you were ignorant of how random people may be prevented root access to non-manufacturer-controlled devices by something as common and trivial as default, buyer-changeable passwords.