> Are there cases in which you’d prefer stocks over funds? They're more fun. > What trips me up is stocks tend to lead to bigger earnings (when things go righ

> Are there cases in which you’d prefer stocks over funds? They're more fun. > What trips me up is stocks tend to lead to bigger earnings (when things go right) Cryptocurrency investments also tend to bigger earnings when things go right. The crux is the WHEN and IF you buy the right stock at the right time AND IF you sell it at the right time. Which most people cannot do consistently, meaning it's more up to luck than skill. > I’ve pointed out to him that passive funds seem better but he keeps wanting to put my money into stocks, active funds or sometimes narrow, low(er) cost managed funds (e.g. biomedicine and robotics stuff). Your dad sounds like a horrible financial advisor if that's the investment advice he's giving his customers.