You are conflating "free choice" with options that perfectly align with your preferences. I made no such claim. You are absolutely free to not buy a house. And

You are conflating "free choice" with options that perfectly align with your preferences. I made no such claim. You are absolutely free to not buy a house. And, I promise you, you can find a home to purchase that is non-HOA. It just might not be in the area that meets all of your other preferences. But this is your choice. This is not evidence of a lack of freedom. You are not coerced into buying any house.