It’s a very niche use case. For most use cases, you can send money perfectly fine using a credit card or Apple Pay etc. To receive money you can open a Shopify

It’s a very niche use case. For most use cases, you can send money perfectly fine using a credit card or Apple Pay etc. To receive money you can open a Shopify store or whatever comes next. To send money to relatives in countries with little infrastructure, there’s already Hawala, Western Union, etc. Not perfect but will be incrementally improved.