3 ms·
Because they can. So they do. And when you don't pay, they sell your debt on to collections. Collections will sue to get a judgement against you, which will al
by ridgeguy 4y ago
Because they can. So they do.
And when you don't pay, they sell your debt on to collections. Collections will sue to get a judgement against you, which will allow wage garnishment and other types of confiscation. Finally, say goodbye to your credit rating.
They charge because the power in the hospital/patient relationship is so very asymmetric.
- Chris2048 4y ago> Collections will sue to get a judgement against you Won't they have to see a judge to get this?
- ridgeguy 4y agoSorry I didn't see your question until just now. Generally, yes, they'll have to see a judge. Not always, but usually. However, it's really common for debt collectors to present a judge with a stack of cases for entry of judgement. Can be a few hundred at once, it's a scaled process. So going before a judge isn't really a barrier for debt collectors. Of course for a debtor, it's a different ideal. May have to take time off work, find child care, etc. Very unbalanced power in the debtor/creditor relationship.