4 ms·

You still can dispute a charge with a store but like cash it would be up to you to sue to get your money back. Is it better to have some unknown entity at VISA

by ipaddr 4y ago

You still can dispute a charge with a store but like cash it would be up to you to sue to get your money back. Is it better to have some unknown entity at VISA making these decisions based some internal rules and how they feel today? Visa can be charged by hand no internet but no merchant will because VISA has a rule saying any fraud with a card without a pin the store pays for which is why VISA is down today. Businesses would rather use cryto.

srvmshr 4y ago
> Is it better to have some unknown entity at VISA making these decisions based some internal rules and how they feel today? As opposed to rushing my lawyer in his tuxedo to settle a $8 double payment on the whopper I just bought at local Burger King? You underestimate the convenience payment processors afford you in everyday life. Approximately 5-8% of my credit has some issue (wrong amounts, double pay, late charges on split payment, chargebacks etc). I don't suppose the percentage will be significantly lesser for any average bloke who makes all transactions on card.