If I pay for something, and the merchant doesn't deliver - I have a legal right to a refund which the credit card provider will give me. This is standard in the

If I pay for something, and the merchant doesn't deliver - I have a legal right to a refund which the credit card provider will give me. This is standard in the UK. If I'm daft enough to pay for something with Bitcoin - well, transactions are irreversible by design. So in the case of non-delivery, or a broken / misdecsribed product, there's no mechanism to force a refund. If your credit card provider treats you like a criminal - use the free market and choose another one. Or complain to the regulator. If your cryptocurrency provider is a bit rubbish… well, you're stuck with a single unregulated blockchain. I know which model I prefer!