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I agree that not allowing savings for a mortgage probably isn't a huge issue in practice, but discouraging saving in general is completely bonkers policy.
by praxulus 4y ago
I agree that not allowing savings for a mortgage probably isn't a huge issue in practice, but discouraging saving in general is completely bonkers policy.
- alistairSH 4y agoOh, I agree. Savings of some form should be encouraged. Various cliffs are bad policy. I’d rather some form of UBI-like assistance. Single program, means tested but no cliffs(just a gradual phase out of some sort), and no limits on what the assistance is spent on.