> 10 years is a long time That period also excludes all the work and progress in phones it took to get there. > I’ll ignore DeFi because I know it doesn’t nec

> 10 years is a long time That period also excludes all the work and progress in phones it took to get there. > I’ll ignore DeFi because I know it doesn’t necessarily sit well with HN DeFi is revolutionary. The idea of programmable finance and bank which can be created by anyone (we have 12 year old engineers with complex defi financial products) is nothing short of eye watering. On top of it, all the primitives are composeable which makes risk stacking possible. That's capital efficient for the capital owner compared to tradfi. You can criticise the grifters in the space which are too many but what it enables is amazing to me.