I think this is why you don't load them yourself. Essentially it is this company backing the coin, not you. When they send you a loaded coin it probably won't b

I think this is why you don't load them yourself. Essentially it is this company backing the coin, not you. When they send you a loaded coin it probably won't be loaded with the coin you bought it with. Another interesting property is that unlike a bank they cannot issue more money than they have assets, as each coin is linked to a unique private key. (assumes they are not just a one-time scam)