The article's subhead lists everything but mortgage: car loans, personal loans and credit card debt. That's where the growth has been. I remember hearing about

The article's subhead lists everything but mortgage: car loans, personal loans and credit card debt. That's where the growth has been. I remember hearing about 7 year car loans being a risky way to sell more more car loan for the same monthly budget. There was also record high amounts paid back in 2020. I'd like to know if they adjust for that or just more fear-mongering by big banks, admitedly I'm too cheap to read further to find out.