In banking, this is pretty much how everything works. There are vendors who took this one step further. They define a document "contract" which is populated wi

In banking, this is pretty much how everything works. There are vendors who took this one step further. They define a document "contract" which is populated with the raw business data and other important facts regarding the context of the transaction. You send this XML into their system and it will dynamically construct the required document based upon the inputs and send back the final PDF. Documents produced in this manner usually require far fewer printed/imaged pages, especially when working with business customers and complex retirement accounts that require volumes of potentially inapplicable disclosures. We have also hand-rolled a lot of this kind of stuff in-house for our customers using HTML templating and PDF conversion. That said, anything that needs to stand up in court comes from one of 2 legal document vendors and we are required to use it pretty much as-is.