You are right. This package is simultaneously ineffective and of a trivial size compared to the US housing market. The primary result, as per usual, is to shift

You are right. This package is simultaneously ineffective and of a trivial size compared to the US housing market. The primary result, as per usual, is to shift taxpayer dollars towards landowners and mortgage lenders. The primary way to actually improve the housing market is to shift taxes away from improvements and onto land value. This would remove the disincentive to build and add a disincentive to engage in idle speculation. Secondarily, we should remove the local regulatory hurdles that constrain supply, such as restrictive zoning, mandatory parking minimums, etc.