No. This is a stablecoin which has a centralized management team that can halt and control activity on the blockchain, which is fundamentally different from a

No. This is a stablecoin which has a centralized management team that can halt and control activity on the blockchain, which is fundamentally different from a bitcoin or monero which is a truly decentralized system with no controlling organization that can change anything without slow bulding, mass consent of all participants in the network, and is anyway naturally very stable because of its simplicity and extremely conservative and risk averse development process. It's more like an Englishman yelling out that they're a Scotsman as they ransack the public square. It's not a fallacy to point out that they're simply not a Scotsman.