> We already have payment networks that work well. I assume you don't live in a country built around M-Pesa or EVC Plus, but it's very hard to build banking re

> We already have payment networks that work well. I assume you don't live in a country built around M-Pesa or EVC Plus, but it's very hard to build banking records around mobile credit. For example, in Somalia which uses the USD, has US, UK, and many other countries financial sanctions. So you trade airtime in the form of USD, but without a real banking infrastructure behind it. There is an increase in moving from this to a crypto-based system over SMS that allows for unique accounts, credit histories, international payments for remittance and micropayments (these SMS tools don't work out of the country), etc... So here Crypto might be the better payment network. Here's a guide for EVC Plus to understand how they trade there: https://www.hormuud.com/personal/services/evc-plus.aspx https://www.hormuud.com/personal/services/evc-plus.aspx Crypto, in the way I think it was meant to be 7+ years ago and how I still want it to go as an industry, solves these issues quite nicely :)