It helps a bit if you look at the business ecosystem as being made of various fish sizes, up to huge krakens like Facebook. And everything is sitting on a torto

It helps a bit if you look at the business ecosystem as being made of various fish sizes, up to huge krakens like Facebook. And everything is sitting on a tortoise called VISA. The size difference between what we're used to think as "players" and credit card processors (and a few others) is fking huge. We don't have cheap micropayments because they don't want cheap micropayments, period. It's not going to change soon.