Just one thing to add - I know that you have already decided to take the money, but I know of people who were in the same situation. And they had two observati

Just one thing to add - I know that you have already decided to take the money, but I know of people who were in the same situation. And they had two observations: 1) They took some money from a good friend and worked really hard to pay it back quickly. Their good friend thought that they were paying them back quickly to push them out of having a stake in the business (eg, she thought they were hiding large profits from her). 2) Every time they bought small things (eg, nice clothes for their kids), they wondered if their friend would think they were misusing the investment.... F&F investments can and do work well, but you have to be extra careful on how you navigate the personal minefields that may result.