So you do not care at all about infosec, like keyloggers and co planted in shared places by who know who? Or for the employer the joy of sharing some loans to

So you do not care at all about infosec, like keyloggers and co planted in shared places by who know who? Or for the employer the joy of sharing some loans to find some others do not pay and he have to pay on their behalf than loose time in Court hoping there is something to recover?