Software engineers that go to the USA do the H1B visa which only very big employers can offer. Those big employers always offer very good health care plans. You

Software engineers that go to the USA do the H1B visa which only very big employers can offer. Those big employers always offer very good health care plans. You are compensated far more than you would earn in Europe so being laid off is not a problem given with one month salary you can leave off for several months and you will have plenty of other employers trying to hire you given you already have the H1B visa.