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> The people certain it'll be a disaster seem just as silly... I'm not certain, unfortunately. But I'm hoping.

• prepend 4y ago
  Based on its fundamentals it should be a disaster. But it should have been a disaster for 10 years and hasn’t crashed yet. I’m not certain it’s a disaster and I don’t hope for its failure. But I’m against it like I’m against best buy warranties or whole life insurance. They are bad things that shouldn’t exist and no one should buy them.