3 ms·

"inflation indexed bonds" Practically useless. The government only allows each person to buy $10k of I-bonds.

• stouset 4y ago
  $15k per year if you include paper bonds from your tax return. And that is dramatically more than the median American saves every year.
• jjav 4y ago
  > Practically useless. The government only allows each person to buy $10k of I-bonds. $10K is way more than what most people can save in a year, so it's effectively unlimited for more households.
  • mrb 4y ago
    Correct, but I-bonds cannot be cashed out in the first year, and households who can't afford to save more than $10k/year probably aren't interested in having their investment tied out for 1 year. Quite frankly, a S&P 500 index fund would serve them better than an I-bond, even during severe market drawdowns.
• nuclearnice1 4y ago
  How about TIPS? > TIPS principal is adjusted by changes in the consumer price index, either up or down. The interest rate is determined at issue. https://www.thebalance.com/comparing-tips-to-i-bonds-2388668 https://www.thebalance.com/comparing-tips-to-i-bonds-2388668 Any good?
• danaris 4y ago
  Tell me you don't care about people who aren't rich without saying you don't care about people who aren't rich.