The point is not to make money. The point is not to get a PhD. The point isn't even to get a degree. The point, if you want a job, is to be competitive in a

The point is not to make money. The point is not to get a PhD. The point isn't even to get a degree. The point, if you want a job, is to be competitive in a cutting edge field. I'll start worrying about what happens when everyone has a Master's Degree when 20% of the population has a Master's Degree.