There are a lot of people for whom being homeless would be less disruptive to their life than being carless, especially in places outside the big cities where d

There are a lot of people for whom being homeless would be less disruptive to their life than being carless, especially in places outside the big cities where driving is mandatory. If you lose your car, you have to impose on somebody to drive you to work, which might cost them an hour out of their day every day, which is unsustainable so pretty quickly you lose your job, and then you have no income and no way of getting back on your feet. If you lose your apartment, you can probably find someone's basement or spare room to stay in for a while, chip in on rent, rebuild your finances, and look for a new place to stay. It's the opposite situation to being in a big city, where you can get by without a car, and the concept of a "spare room" sounds luxurious if not wasteful.