Very much a minority. The average credit card balance is over $5000 according to https://www.creditcards.com/statistics/credit-card-debt-statistics-1276/ https:

Very much a minority. The average credit card balance is over $5000 according to https://www.creditcards.com/statistics/credit-card-debt-statistics-1276/ https://www.creditcards.com/statistics/credit-card-debt-stat... And the interest rates are ridiculously high so they can afford even a large number of people paying off their bills each month.