You are ignoring the numbers because they don't support your version of events. A $500,000 home is taxed $12,500 a year or a little over $1,000 per month in Ne

You are ignoring the numbers because they don't support your version of events. A $500,000 home is taxed $12,500 a year or a little over $1,000 per month in New Jersey the state with the highest property tax in the United States. However that is an extreme example given few homes outside of super dense urban areas are worth that much and most states have much lower property taxes. If we replace it with a $300,000 home and a tax rate of 1% (which is representative of most of the country) you instead get $3,000 a year or $250 a month. HoA fees are higher than that in many communities. That isn't ruinous at all.