Graduated about 9 months before 2001 crash. Was lucky to keep job but it was tough watching a nice company meltdown. Layoffs down to skeleton crews, grown men

Graduated about 9 months before 2001 crash. Was lucky to keep job but it was tough watching a nice company meltdown. Layoffs down to skeleton crews, grown men near tears when their phone rang thinking it was a layoff notice, young folks who were leveraged way over their heads in debt or stocks. Overall it worked out okay but really affected the way I save and spend over the past 20 years. Really not comfortable with the amount of debt and leverage people around me take on.