I mostly agree with your points, but it takes certain personality traits to be able/willing to take chances with your career when the bottom rung is "eat at sou

I mostly agree with your points, but it takes certain personality traits to be able/willing to take chances with your career when the bottom rung is "eat at soup kitchens and sleep in your car". After all, society doesn't exactly make it easy to live without debts or financial commitments. Few of us are still homesteading. I'm not convinced the alternatives are net better for the overall wealth of society. But the fact that anyone can sell their services to the market is also something that's hard to view in isolation.