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Not sure about the US but my SEPA transfers in the EU frequently do take 2-3 days (sometimes it's instant but at least with my German bank account it often isn'
by Tenoke 4y ago
Not sure about the US but my SEPA transfers in the EU frequently do take 2-3 days (sometimes it's instant but at least with my German bank account it often isn't).
- qayxc 4y agoSimple solution: threaten to sue. SEPA transactions have to be done within a banking working day by law. Now if you transfer on a Tuesday and the bank is closed on Wednesdays - tough luck, they're allowed to take till Thursday. But there's always the option of doing an "instant" transfer if you're willing to pay extra.
- biztos 4y agoMy German online bank, N26, does free “instant” SEPA up to 2000 EUR. I think others do too but not all.
- Tenoke 4y agoI did a SEPA transfer from a German N26 account yesterday and I have a message in the app that it might take 2-5 business days to reach the recipient. Instant transfers aren't universal.