The are some families that had been wealthy for generations, but there are also some that worked hard so that their children could do what they could not. Even

The are some families that had been wealthy for generations, but there are also some that worked hard so that their children could do what they could not. Eventually this builds up. You could argue that to have the vision of planning ahead for the children's life is a kind of cultural privilege, but then you could also argue that this can be learned from observation and introspection. There are still some groups of people that have some advantages when trying to do this compared to others, this have been changing over the years. The point is, there is privilege but it's not the single factor and maybe nor the most important one.